London to Norfolk affordability calculator

By Norfolk Living Guide Team Apr 23, 2026 · Updated Oct 1, 2026

5 min read

Enter what you have to spend and the London zone you are selling in. The table lists eight Norfolk areas, cheapest first, with how far your budget is over or under the average sold price in each. The line above it compares the typical price in your London zone with the average of those eight Norfolk figures.

How to read the result

Your budget has to cover more than the price. Stamp duty, conveyancing, a survey and removals all come on top, and the calculator leaves them out so the comparison works whichever stamp duty band you are in. Treat the table as a first filter and do the full sums before you book viewings.

If you are not a first-time buyer, stamp duty is nothing on the first £125,000, 2 per cent on the portion up to £250,000 and 5 per cent on the portion up to £925,000. That comes to £5,000 on a £300,000 house and £10,000 on a £400,000 one. First-time buyers pay nothing up to £300,000 and 5 per cent on the portion from £300,001 to £500,000. Above £500,000 the first-time buyer relief does not apply at all.

Where the Norfolk figures come from

HM Land Registry records the price paid when a sale completes. Rightmove and Zoopla show asking prices, which are a different thing, and the Land Registry figures arrive later because a sale has to complete and be registered first.

The calculator uses averages for whole postcode districts, which take in the villages around each town, and the average is pulled up by a few expensive sales. Our town guides use a different measure: the median price for the town itself over the 12 months to June 2026. The median is usually lower. Wymondham’s is £275,750, against £348,000 for NR18 in the table. Holt’s is £335,000 and Sheringham’s £295,000, against £402,000 for the two combined. For Norwich City Council’s area it is £236,000, against £272,000 for NR1 to NR7. When you are looking at one town, use the figure in its guide.

Work out your borrowing first

The budget is whatever you type in: cash from a London sale, a deposit plus a mortgage, or both. The calculator assumes you already know what you can borrow. Most mainstream lenders stop at around 4.5 times income, because Bank of England rules allow only 15% of new mortgages to be at 4.5 times income or more. On that basis a household earning £80,000 can borrow about £360,000. Add a £200,000 deposit and the figure to enter is £560,000, not the gross proceeds of the sale.

Norfolk is not one market

Prices across the county vary more than the eight rows in the table suggest. Median sold prices in the 12 months to June 2026 were £140,000 in Great Yarmouth, £190,000 in King’s Lynn and £218,750 in Thetford. Aylsham was £320,000, Brundall £325,000, Wells-next-the-Sea £415,000 and Wroxham with Hoveton £400,000. Burnham Market sells too few houses for a one-year figure; over the three years to June 2026 its 65 sales had a median of £715,000.

What the calculator leaves out

For 2026-27, Band D council tax before any parish precept runs from £2,311.65 in Breckland to £2,503.43 in Norwich, and parish or town councils add their own share on top: Band D in Diss is £2,624.36. If you will still travel to London, Norwich to Liverpool Street takes 1 hour 39 minutes on the fastest train and about 1 hour 50 on most; check the current annual season ticket price on National Rail before you budget for it. Broadband varies from one house to the next, so check the address on Ofcom’s coverage checker. Find out whether a house has mains gas or runs on oil, and check school catchments with the county council. Our Norfolk cost-of-living guide and guide to commuting from Norfolk go through these in more detail.